Tax obligations and investment decisions regarding stock compensation packages need professional advice and analysis.
Analyzing stock compensation without professional advice often results in negative tax burdens and unfortunate investment turns. Equity compensation requires a team effort between you, our experienced planners and your tax professional. These decisions need to be well researched, thoughtful and based on a broad pool of experience. Oakland, Berkeley and all East Bay expert stock compensation advisors to help you maximize your equity compensation and tax efficiencies.
Cash Planning – Proven Strategy in Exercising Stock Options
- Setting aside funds required to exercise options
- Be liquid enough to cover paying off additional taxes that may result from grant, exercise, or vesting
- Define salary deferral targets in ESPP’s as an overall budget target
Best portfolio diversification strategies
Incentive Stock Options, Non-Qualified Stock Options, Restricted Stock, and Employee Stock Purchase Plans
- Review the different tax consequences of ISOs, NQSOs, RSUs and ESPPs
- Our team develops strategies towards minimizing your tax liability
- Tax Implications of Stock Compensation
Investment Planning & Education – When & How to Diversify
- Pros & cons of retaining concentrated employer stock positions vs. diversifying to a global portfolio
- Weighing the merits of your investment decisions against tax consequences
- Learning about the various investment options available to diversify concentrated stock positions
- Individual stocks & bonds
- Index funds
- Mutual funds
MWA Virtual Advisor – Automated Online Investment Advisor
An Investment Account That Grows With You
- Open Your Account Online to help manage your concentrated stock position.
- Balance Your Tolerance for Volatility with Your Need for Growth and/or Income
- Diversify Your Concentrated Stock into one of Marin Wealth Advisors’ carefully-constructed Model Portfolios
- Monitor Your Portfolio online and on your mobile device
- Automatic Re-balancing
- Utilize Tax-Loss Harvesting
- Marin Wealth Advisors will be there when you need help
- Collaborate with our Oakland and Berkeley team of Financial Planning & Investment Management experts as more complex issues arise.
Complimentary Stock Compensation Tax Review – ESPPs, ISOs, NQSOs, & RSUs
- Gather the documents for your equity grant package
- Prepare a list of questions you want to discuss
- Contact Us for a Free 1-Hour Stock Compensation Plan Review in person, by phone, or a video-conference (Skype)
Marin Wealth Advisors LLC is not a CPA or tax preparation firm.
We work closely with our clients’ CPAs and tax professionals to provide the best possible financial planning and investment advice.