John has over 22 years running his own business as a Registered Investment Advisor. He has over forty years of experience in the financial industry working at Merrill Lynch, Bank of America and Dean Witter. John earned his designation as a Certified Financial Planner in 1979. A graduate of Principia College with a Bachelors in Business Administration, John also received a Masters in Finance at Golden Gate University. Prior to running his own business, he was the Director of Financial Planning and Benefits at the University of California, San Francisco.