Evaluating tax burdens and investments connected to stock compensation should be professionally done case by case.
Doing this important analysis on your own often results in negative tax and investment consequences. The most successful equity compensation needs a joint effort between you and our MWA planners. All decisions being made should be thoroughly investigated, thoughtful and based on decades of experience. Get the most out of your equity compensation by working with MWA – our offices serving Orinda, Lafayette and Moraga.
Cash Planning – Best Strategy for Exercising Your Stock Options
- Saving the funds needed to exercise options
- Generate liquidity to cover paying off additional taxes that may result from grant, exercise, or vesting
- Establish salary deferral targets in ESPP’s as an overall budget target
Best portfolio diversification strategies
Incentive Stock Options, Non-Qualified Stock Options, Restricted Stock, and Employee Stock Purchase Plans
- Review the different tax consequences of ISOs, NQSOs, RSUs and ESPPs
- Our team develops strategies towards minimizing your tax liability
- Tax Implications of Stock Compensation
Investment Planning & Education – When & How to Diversify
- Pros & cons of retaining concentrated employer stock positions vs. diversifying to a global portfolio
- Weighing the merits of your investment decisions against tax consequences
- Learning about the various investment options available to diversify concentrated stock positions
- Individual stocks & bonds
- Index funds
- Mutual funds
MWA Virtual Advisor – Automated Online Investment Advisor
An Investment Account That Grows With You
- Open Your Account Online to help manage your concentrated stock position.
- Balance Your Tolerance for Volatility with Your Need for Growth and/or Income
- Diversify Your Concentrated Stock into one of Marin Wealth Advisors’ carefully-constructed Model Portfolios
- Monitor Your Portfolio online and on your mobile device
- Automatic Re-balancing
- Utilize Tax-Loss Harvesting
- Marin Wealth Advisors will be there when you need help
- Collaborate with our team of Financial Planning & Investment Management experts as more complex issues arise.
Complimentary Stock Compensation Tax Review – ESPPs, ISOs, NQSOs, & RSUs
- Gather the documents for your equity grant package
- Prepare a list of questions you want to discuss
- Contact Us for a Free 1-Hour Stock Compensation Plan Review in person, by phone, or a video-conference (Skype)
Marin Wealth Advisors LLC is not a CPA or tax preparation firm.
We work closely with our clients’ CPAs and tax professionals to provide the best possible financial planning and investment advice.