Leading Bay Area Financial Advisor - Registered, Expert Guidance.
Your Investment Advisor for San Francisco and Beyond
Marin Wealth Advisors are registered investment advisors. That means we have registered with the SEC as a firm that gives financial planning assistance focused on our clients’ investment goals. We work solely for your gain, with no conflict of interest.
We provide investment advice to help you save for your dreams, whether that’s buying a home, sending a child to college, taking a bucket list trip, saving for retirement, or all the above. We create an investment strategy to fit your needs, using a portfolio of high-quality investment vehicles to help you build wealth.
Our San Francisco office is ready to serve you with fee-only investment advisors who have decades of experience working with people just like you.
Put Your Money to Work for You
Whether in savings, retirement, or brokerage accounts, your money is a critical asset. Innovative and experienced investing puts that asset to work for you, generating returns that increase your wealth and financial security. A professional investment advisor knows how to balance the risk versus the returns of your portfolio. Your money works harder, so you don’t have to.
Why Work with an Investment Advisor?
There are many ways to manage your investments. You can choose your stocks or funds on your own and hope for the best. Or you might put your trust in one of the dizzying arrays of apps that promise to maximize returns and minimize your tax burden.
But guesswork is haphazard, and algorithms don’t understand your unique financial situation. An investment advisor with deep market knowledge can point you toward investments that fit your profile and goals. An advisor can help you rebalance your account to ensure your investments continue to work for you.
Personalized financial advice is an investment in your future.
Assessing Your Risk Tolerance
Your risk tolerance is one of the first things your Marin Wealth Advisor will assess. Riskier investments may promise higher rewards, but with volatility in value that can swing in both directions. In addition, you may want to move your money to less risky instruments as you approach retirement and plan to start drawing down on those funds.
Your investment advisor will help you assess your risk tolerance and choose investments that match your personality and serve your goals.
Invest to Maximize Tax Benefits
Investing in tax-advantaged or tax-deferred accounts increases the amount you have to save. Your investment advisor will help you maximize your tax savings through IRAs and employer-sponsored accounts, such as 401ks, 403bs, and 457s. We can also help you design a plan for withdrawing funds from those accounts that minimizes your tax burden in retirement.
Choosing the Right Asset Mix
Your asset mix reflects your risk tolerance, savings goals, and values. Your San Francisco investment advisor can offer ESG funds that promote sustainable business practices so that you can align your investments with your values. And we work with you to adjust your asset mix over time to meet your changing goals and needs and take advantage of new market opportunities.
Professional Management from San Francisco Investment Advisors
Why pay a professional for investment advice? After all, your cousin has lots of opinions, and he’s sure he’s cracked the code to choosing winning investments.
The problem is that intelligent investing is sometimes counterintuitive. For example, it’s natural to want to take your money out when the market’s losing ground, but that’s the worst time to cash out your investments if you don’t have to. An experienced, professional investment manager, someone who’s helped clients navigate the last recession, can guide you to intelligent investing practices that aren’t always obvious. You can rely on experience.
Investment Advisors with No Commission
and No Conflicts – Fee Only Guidance
Regular Investment Portfolio
Part of our overall client service philosophy is to keep our clients well informed. We’ll meet with you to review your account’s performance and our investment strategy. You’ll also receive monthly activity updates and clear, concise quarterly performance reports on your investment portfolios.
Keeping Your Savings Safe Through Changing Economic Conditions
While markets are sometimes volatile, the stock market delivers a solid return on investment over the long run. The challenge is to navigate the stormy patches and hang in for sunnier weather. Your investment advisor is more critical than ever when market conditions change rapidly. A professional can help you ‘keep calm and invest on,’ so you can benefit from the bounce when the market swings back up again.
What Are Your Investment Goals?
Do you want to save enough for a down payment on a house? If so, your investment advisor might work with you toward a specific target and a shorter window to achieve your goal. Or perhaps you want to ensure you have funds for a child’s college tuition. Your advisor can help you position yourself so that you can find the funding you need to pay for their education.
And, of course, it’s never too early to start saving for retirement. Whether you save a little or a lot, retirement is vital to many investment plans.
Whatever your goals, a Marin Wealth Advisor financial planner can help you understand what it will take to meet them and make a plan to make it happen.
Working with San Francisco Investors
Don’t be fooled by our name — Marin Wealth Advisors has offices throughout the Bay Area, and we work with many San Francisco investors. We understand the challenges and rewards of living and working in the Bay Area, and we’re here to help you realize your San Francisco dreams.
Commission Brokers vs. Fee-Only Investment Advisors
Commission brokers make money by generating transactions, not by managing your money to meet your goals, and that’s an inherent conflict of interest.
When you work with an independent, fee-only investment advisor, you get guidance that’s in your best interest from an investment fiduciary
whose only goal is to help you.
Marin Wealth Advisors — Offices in San Francisco and Throughout the Bay Area
Marin Wealth Advisors is a fee-only wealth management firm. In addition, we provide comprehensive financial planning on an hourly basis. We do not charge commissions on transactions.
We are a top-rated Bay Area investment management and financial planning firm whose advisors and planners have many decades of experience assisting clients in managing investments to build wealth and meet their life goals.
We will recommend investment options that meet your needs, helping you save for the things that matter most. Ask as many questions as you want — we will provide the information you need to feel good about your investment plan.
The Marin Wealth Advisors Fiduciary Promise
Our Fee Only Marin Wealth Advisors believe in placing our client’s best interests first.
Therefore, we commit to the following five fiduciary principles:
- We will always put our client’s best interests first.
- We will act with prudence; with the skill, care, diligence, and good judgment of a professional.
- We will not mislead you. We provide conspicuous, full and fair disclosure of all important facts.
- We will avoid conflicts of interest.
- We will fully disclose and fairly manage, in your favor, any unavoidable conflicts.